Health Insurance Coverage
For Individuals/Family
See also: For Businesses
A trusted partner for more
than a century
About Assurant Health |
|
 For 115 years, Assurant Health has maintained a solid reputation for high-quality products, financial stability and a commitment to the health insurance industry. Our underwriting company offers a full range of Small Group and Individual Medical consumer-driven products, including tax-advantaged Health Savings Accounts. We are also the number one seller of temporary health insurance (Short Term Medical) in the United States. Providing health insurance to small employer groups, individuals and families, today we are one of the nation's leading health insurance carriers. Assurant Health is one of four business units that are part of Assurant, Inc., a publicly owned company listed on the New York Stock Exchange under the symbol AIZ. In 2007, Assurant, Inc. was added to the S&P 500 index.
As health insurance grows more complex and costly, Assurant Health is meeting the challenge by supporting agents in valuable ways:
- Offering simplified, consumer-friendly products that create value for clients
- Providing cutting-edge tools that streamline the selling process
- Lucrative sales incentive campaigns
- Supporting sales efforts with various comprehensive commission packages, featuring:
- Highest commissions in the industry
- Front-end loaded commission options for small group business
- Weekly commissions with Electronic Funds Transfers
- Flexible schedule based on production
Put the power of Assurant Health behind you
- Financial strength and stability—John Alden Life Insurance Company is rated A- (Excellent) by A.M. Best*
- Expertise in health insurance—the first to sell HSAs and a leader in consumer choice products
- Experience in your market—we have a keen understanding of industry trends and established network relationships
- Advanced technology—you get 24/7 access to online tools for selling and submitting your business and the ability to deliver an approval and an insurance card on the spot with ExpressYESSM.
Assurant Health is your direct link to quality small group health insurance plans. These Assurant Health plans, range from a wide variety of cost-saving Preferred Provider Organization (PPO) plans, offer a variety of benefits that are sure to meet your client's needs.
Assurant Health Individual Medical Plans
Extensive benefits to premium savings...our Individual Medical portfolio offers it all
MaxPlan
MaxPlan offers the most extensive benefits and the most options for achieving the security and peace of mind your clients want, including an unlimited office visit copay option.
CoreMed
If you’re looking for broad coverage at the best value, CoreMed is the plan. This plan offers many options for controlling premiums – without giving up benefits.
RightStart
The right design, the right price, the right plan – that’s RightStart. Priced as low as 50% less than other popular plans, RightStart gives consumers who didn’t think they could afford insurance an affordable option.
OneDeductible HSA
This HSA-qualified plan offers broad, high-quality protection with the convenience of one deductible covering everyone on the plan and the ability to build tax-free HSA funds.
SaveRight HSA
The most affordable qualified high deductible plan, SaveRight’s low premiums fit even the tightest budget. And the premium savings can be used to fund a tax-sheltered HSA.
Short Term Medical
Not all short-term plans are the same. Assurant Health’s Short Term Medical plan is the industry standard, so it’s no surprise we’re the provider of choice for so many agents. Our Short Term Medical plans are the answer for clients who are waiting for group coverage, laid off, or on strike. It’s also ideal for recent college graduates seeking employment, seasonal workers and even early retirees waiting for Medicare to start.
- A money-saving One Family Deductible—an option not offered by most carriers
- A lifetime maximum up to 5 times the coverage of other carriers
- Deductibles that are per benefit period versus per occurrence
- Continuous coverage from 30 to 365 days—most carriers DO NOT offer a 12-month plan*
- A prescription drug card that provides instant savings on many prescriptions
- Richer extension of benefits
- Optional plan benefits: Life Insurance, Accident Medical Expense (AME) and a Dental-Vision Discount Card
Real Choices Ancillary Plans
Real Choices ancillary coverage includes life insurance, short-term disability insurance and dental insurance. These attractive benefits can be added to your medical plan and a premium discount is given for each ancillary product selected—up to 15% off the ancillary premium!
Life Insurance
Up to $30,000 per employee guaranteed issue (amount depends on medical plan selected). Additional amounts can be purchased up to $500,000.
Short Term Disability
You can select coverage up to 66% of an employee’s weekly salary. Two plans are available—amount is based on a percentage of employee’s salary or a flat amount from $50 to $1,000 per week.
Dental Insurance
Select a plan that best suits your needs! Real Choices dental insurance has six plans available. You can enjoy first-dollar coverage for preventive services with no deductible or coinsurance to satisfy! Dental insurance can also be purchased as a stand-alone product for groups of three or more.
Tax Saving Arrangements
Premium Only Plans
Assurant Health’s Premium Only Plan (POP) is a simple and convenient way to cut taxes for employees and employers. Made possible through Section 125 of the Internal Revenue Code, a POP can increase employee take-home pay and reduce a company’s payroll taxes. But in addition to the tax savings, another exciting point about an Assurant Health POP is that it’s FREE!
|
